🚀 PARTNER ALERT: Planning an exit or looking to acquire? We used Empire Flippers Marketplace to map this calculation matrix. Get a vetted business evaluation on day one.
SBA Financing

Find the Right SBA Lender
for Your Deal

Not all SBA lenders approve online business acquisitions. Enter your numbers and find the ones that will say yes.

Lender Matcher

Enter Your Deal Details

Six fields. Instant match. Results are based on publicly available lender criteria for SBA 7(a) digital business acquisitions.

SBA Lender Match Tool

Fill in your deal profile — we'll show which lenders are most likely to approve.

You qualify for SBA financing
Live Oak Bank
Best for online businesses $250K+
Good Match
Rate Prime + 2.75%
Min DSCR 1.25×
Timeline 45–60 days
Most active SBA lender for digital asset acquisitions. Understands content sites, SaaS, and remote-operated businesses.
Huntington Bank
Best for $100K–$500K
Good Match
Rate Prime + 2.5%
Min DSCR 1.25×
Timeline 30–45 days
Solid track record with smaller business acquisitions and FBA. Competitive rate among mid-market SBA lenders.
Celtic Bank
Best for fast closing
Good Match
Rate Prime + 2.75%
Min DSCR 1.30×
Timeline 21–35 days
Fastest timeline of the group. Higher minimum DSCR (1.30×) but significantly faster if you qualify. Good for time-sensitive deals.
Newtek Bank
Best for digital / online
Good Match
Rate Prime + 2.5–3.0%
Min DSCR 1.25×
Timeline 45–75 days
Specializes in online businesses and remote operations. One of the few SBA lenders with an underwriting team experienced in digital-native business models.
SBA Acquisition Pack

Get Your Paperwork Lender-Ready

Before approaching any lender, you need a professional LOI, a 42-item lender checklist, and your DSCR calculated. Our SBA Acquisition Pack includes everything lenders ask for in the first meeting.

Get the SBA Pack — $67 →
Lender Criteria

What SBA Lenders Look For

Walk into your first call knowing exactly what underwriters will ask about.